Global Cargo Insurance

Protecting cargo
across every
ocean and border

Comprehensive marine and inland cargo insurance solutions for importers, exporters, logistic providers, as well as individuals looking for a per shipment basis.

Get Your Quote View Coverage
$2.4B
Cargo covered annually
180+
Countries of operation
98.3%
Claims satisfaction rate
Policy No. MS-2024-09871
Cargo Insurance Certificate
Insured Party Global Logistics Corp.
Voyage Shanghai → Rotterdam
Sum Insured USD 4,250,000
Cover Type All Risks (ICC A)
Status ● Active
Coverage: 92%
🛡️
A+ Rating
AM Best Certified
Ocean Freight Covered Air Cargo Protected Road Transport Insured Refrigerated Goods Covered Breakbulk Cargo Protected Project Cargo Insured Containerized Covered Dangerous Goods Assessed Ocean Freight Covered Air Cargo Protected Road Transport Insured Refrigerated Goods Covered Breakbulk Cargo Protected Project Cargo Insured Containerized Covered Dangerous Goods Assessed
Our Coverage

End-to-end cargo
protection solutions

From port-to-port voyages to multi-modal supply chains, we provide tailored insurance solutions backed by Lloyd's of London and leading global underwriters.

⚓
Marine Cargo Insurance
Comprehensive coverage for goods transported by sea under Institute Cargo Clauses (A), (B), and (C), including loading, discharge, and transshipment risks.
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✈️
Air Freight Coverage
All-risk air cargo policies aligned with Institute Air Cargo Clauses, protecting high-value and time-sensitive shipments across global air networks.
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🚛
Inland Transit Insurance
Protection for goods in transit by road and rail, covering the full inland leg of international and domestic supply chains under ICC or bespoke terms.
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🌡️
Perishables & Reefer
Specialist coverage for temperature-sensitive cargo including fresh produce, pharmaceuticals, and frozen goods, with refrigeration breakdown extension.
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🏗️
Project & Heavy Lift
Custom engineering and project cargo policies for OOG (out-of-gauge) shipments, heavy machinery, and infrastructure project logistics.
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📦
Open Cover Policies
Annual open cover arrangements for high-volume shippers, offering automatic coverage and streamlined declaration procedures to reduce administrative burden.
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Coverage Options

Institute Cargo Clauses explained

Choose the level of protection that matches your cargo type, trade lane, and risk appetite.

  • Covers all risks of loss or damage except specific exclusions — the broadest standard marine cover available
  • Exclusions include inherent vice, delay, wilful misconduct of the assured, and ordinary leakage
  • Ideal for high-value manufactured goods, electronics, and pharmaceuticals
  • War and strikes coverage available as extensions under separate clauses
  • Covers general average and salvage charges in proportion to insured value
  • Both-to-blame collision clauses included as standard
Indicative Premium Rate
%0.035 – 0.12 / insured value
Coverage ScopeBroadest
Typical DeductibleUSD 500 – 2,500
Standard SurveyOn claims > $50,000
Claims Response24–48 hours
Request ICC (A) Quote
  • Named peril cover including fire, explosion, vessel stranding, grounding, sinking, capsizing
  • Covers earthquake, volcanic eruption, and lightning as standard named perils
  • Washing overboard, entry of sea water into vessel or hold covered
  • General average sacrifice and total loss of package during loading/discharge
  • Suitable for bulk commodities and cargo with inherent characteristics that limit all-risks cover
  • More competitively priced than ICC (A) for lower-risk commodity trades
Indicative Premium Rate
%0.020 – 0.08 / insured value
Coverage ScopeIntermediate
Typical DeductibleUSD 250 – 1,500
Standard SurveyOn claims > $30,000
Claims Response24–72 hours
Request ICC (B) Quote
  • Minimum cover for total or constructive total loss arising from major casualties only
  • Fire, explosion, vessel stranding, grounding, sinking, and capsizing covered
  • Collision and general average sacrifice included
  • Does not cover theft, pilferage, non-delivery, or damage from rough handling
  • Appropriate for scrap metals, waste materials, and very low-value bulk cargoes
  • Lowest premium option for price-sensitive shipments where partial loss risk is accepted
Indicative Premium Rate
%0.010 – 0.05 / insured value
Coverage ScopeBasic / Restricted
Typical DeductibleUSD 250 – 1,000
Standard SurveyOn claims > $20,000
Claims Response48–72 hours
Request ICC (C) Quote
  • Covers loss or damage to cargo caused by war, civil war, revolution, or hostile acts
  • Strikes, riots, and civil commotions (SRCC) coverage available jointly or separately
  • Terrorism coverage extension available for high-risk trade lanes
  • Cancellable at 7 days' notice for war and 48 hours' notice for strikes in high-risk areas
  • Subject to Institute War Clauses (Cargo) and Institute Strikes Clauses (Cargo)
  • Essential for shipments transiting the Red Sea, Gulf of Aden, and other designated war zones
Indicative Premium Rate
%0.005 – 0.30 / insured value
Coverage ScopePeril-specific
Route Risk FactorVariable by trade lane
Notice Period7 days (war) / 48h (S&CC)
Claims Response24–48 hours
Request War & Strikes Quote
How It Works

From quote to
claim in four steps

I
Submit Details
Provide your cargo type, trade route, packing method, and declared value. Our online form takes under 5 minutes.
II
Receive Quote
Our underwriters assess your risk profile and return a firm indicative premium within one business day.
III
Bind Coverage
Confirm acceptance and receive your certificate of insurance instantly — valid from inception date of voyage.
IV
24/7 Claims
Report losses anytime via our dedicated portal. Average settlement within 15 business days for documented claims.
Risk Reference

Common cargo
risk categories

Understanding risk severity by cargo type helps determine the appropriate coverage level and sum insured.

Cargo Type Risk Level Rec. Cover
Electronics & SemiconductorsHighICC (A)
Machinery & EquipmentMediumICC (A) or (B)
Textiles & GarmentsMediumICC (B)
Steel & Metal ProductsLowICC (B) or (C)
Fresh ProduceHighICC (A) + Perishable
Grain & Bulk CommoditiesLowICC (C)
Vehicles & Rolling StockMediumICC (A)

Key policy exclusions to understand

Standard cargo policies exclude certain losses regardless of cover type. Awareness prevents claims disputes.

  • ⚠Wilful misconduct or negligence of the assured
  • ⚠Ordinary leakage, wear and tear, and inherent vice
  • ⚠Loss caused by delay, even if caused by an insured peril
  • ⚠Unseaworthiness of vessel where known to the assured
  • ⚠Nuclear, chemical, or biological weapon contamination
  • ⚠Insolvency or financial default of ship operators
Client Perspectives

Trusted by global
trade professionals

★★★★★
"When our container was lost overboard in the Pacific, Cargo Insurance Center had a loss adjuster on-site within 24 hours. Settlement was completed in 12 days. Exceptional service that justified every premium dollar."
KP
Katrin Petersen
Logistics Director, Nordic Industrial Group
★★★★★
"We've been placing our open cover through Cargo Insurance Center for six years. The underwriting team understands perishables, and our reefer breakdown claims have always been handled professionally and promptly."
AM
Alejandro Morales
VP Supply Chain, Meridian Fresh Co.
★★★★★
"The war and strikes extension proved its worth during the Red Sea disruption. Cargo Insurance Center proactively contacted us with updated premium rates before we even knew our route was affected. That's partnership."
SL
Sophia Lê
Head of Trade Finance, Apex Forwarding
Get Started

Ready to protect
your cargo today?

Speak with one of our specialist underwriters or get an instant indicative quote online. Coverage can be bound within hours of acceptance.

Request a Quote
Or call us: +1 800-297-7550
Available Mon–Fri 8am–5pm PST